PPI claims, Payment Protection insurance claims, Mis sold PPI, We could help you claim it back

Got a mortgage, a loan or a credit card? If so the chances are you were sold PPI (Payment protection Insurance)

PPI is also known as Accident, Sickness and Unemployment cover (ASU), Life & Accident, Sickness and Unemployment cover (Life & ASU), Mortgage Payment Protection Insurance (MPPI), Personal Loan Protection (PLP) or Credit Card Repayment Protection (CCRP).  These are all forms of PPI (payment protection insurance) and these insurance policies can easily be sold alongside your credit card, loan or mortgage, or are ‘stand alone policies’ which are not associated directly to any particular product or credit agreement.

How can we tell if we have been Miss-sold PPI?

A lot of the finance companies sold these policies without making it clear to the clients they were optional, and some even included the premiums within the loan repayment figures making you think, or having the effect of making you think that you had to take on the PPI.

Can we Claim Back the PPI Charges?

When you take out a PPI policy there are certain circumstances under which you cannot make a claim on the policy, and if you were unemployed or retired when you took out the policy you are ineligible to make a claim on the policy under any circumstances. Even those who are self - employed may have been ineligible to claim on their policies.

If you feel you were forced to take out the policy, or miss sold the PPI. because you were told it was a compulsory part of the loan, then you may be eligible to make a claim for a refund of your Payment protection charges.

The vast majority of all Payment protection insurance policies sold are never claimed against and, even when they are, they are not all successful.  With the help of a professional claims handler you may be entitled to a refund of your premiums.

If you are interested in making a claim for PPI, fill in our online form to the right of the page.